Individual and corporate clients enjoy the peace of mind that we are an authorised, experienced and trusted name in the motor, home, business and life insurance Industries.


HOME insurance

Home Insurance includes cover for your home (buildings), home contents and possessions taken outside of the home, such as cell phones, laptops and jewellery, against accidental or malicious damage, acts of nature, fire, theft and third party claims.

LIFE insurance

Life Insurance includes cover for individuals and families against disability, dread diseases and death.

motor insurance

Motor insurance includes cover for personal cars, motorcycles, caravans, trailers and watercraft against accidental or malicious damage, acts of nature, fire, theft, hijacking and third party claims.

BUSINESS insurance

Small-to-medium enterprises are the heartbeat of the South African economy, providing innovative solutions to the industries they serve. Large corporates attract offshore investment and high-level skills and also offer greater employment opportunities. However, both sectors are subject to similar risks, ranging from liability claims, to crime, acts of nature and unforeseen damages. These risks can bankrupt a company that is uninsured.  As a partner vested in the continuity of our clients’ businesses, we assist them to avoid this scenario by providing them with business insurance that gives them peace of mind, enabling them to focus on their business, knowing that they have a partner that has them covered. For us, this is not just a matter of providing another policy; rather, we see it as doing our part in safeguarding the South African economy.


Group life insurance is insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labour organisation, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection. Providing cover for Key Persons and to facilitate a Buy and Sell Agreement will ensure the continuity of a company.

Why Choose HFM as Your Insurance Broker?

We know that when designing a private or corporate insurance portfolio you require
unbiased advice,  comprehensive comparisons as well as experienced product knowledge.
We have therefore also partnered with the top-rated insurance companies in South Africa
to ensure that we provide meets the needs of every client.

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